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Tioga State Bank

4.8
  • Banks
  • Spencer, NY

About this business

FinanceBanks

Tioga State Bank is a locally owned community bank, offering personal & business banking, checking, savings, mortgages, loans, credit cards, & investment services in Broome, Tioga, Tompkins & Chemung Counties. At Tioga State Bank, we are dedicated to the communities where we live and work. We are proud to say that we reinvest our deposits back into our local communities to improve the quality of life for everyone involved. Tioga State Bank has received national recognition as one of American Banker magazine’s “20... read more

Location details

1 N Main St, Spencer, NY, 14883, United States

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WeekdayScheduleStatus
Mon9:00 a.m. to 4:00 p.m.
Tue9:00 a.m. to 4:00 p.m.
Wed9:00 a.m. to 4:00 p.m.
Thu9:00 a.m. to 5:00 p.m.
Fri9:00 a.m. to 5:00 p.m.
Sat9:00 a.m. to 12:00 p.m.
SunClosed
4.86 reviews
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Jack Fallgrove's profile image
Jack Fallgrove 
3 years ago

The Spencer branch of Tioga State Bank is the most unprofessional bank I’ve ever dealt with in over 30 years and in three different countries I’ve lived in. Every single time I deposited a cheque electronically they messed it up and cited bogus “policies.” They refused to remember my name even in the same conversation, physically took my phone out of my hands to try to sign into the app on it themselves, never responded to emails until I had to call their supervisors, and their technology is archaic. I couldn’t even electron... read more

Timothy Greenwalt's profile image
Timothy Greenwalt 
7 years ago

Tioga State Bank is a great place to bank! Always been welcomed! They treat you like your a family member, not like a cooperate number! there has been times I hit hard times and this bank bent over backwards to help me out! Yes they do go by banking rules or they wouldn't be able to survive like they have. You need a loan or need a place to put your money, Tioga State Bank is a great place to go to! 

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Steve Hawthorne 
8 years ago

The ATM at this bank is frequently broken and is locally known to be unreliable. When I went to the main office to have my $400 refunded, the manager called the police and had me escorted from the property. The manager refused to speak to my bank and confirm that their ATM was broken. It took several months to recoup my stolen funds. There is a more reliable ATM at Visions Credit Union on Orchard St. 

Whiskey Girl's profile image
Whiskey Girl 
3 years ago

Everyone who works at this branch is polite, respectful and very helpful. They will help you figure out what is best for you no matter what your banking needs might be. Love my bank! 

Nicolas Laplante's profile image
Nicolas Laplante 
3 years ago

Refused to cash a government check on grounds that I do not have an account with an amount equal to the check. I have only ever had an HSA, and have never been questioned about cashing a check. Another reason I will not open any other account with them. 

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Frequently asked questions about Tioga State Bank

How is Tioga State Bank rated?

Tioga State Bank has a 4.8 star rating with 6 reviews. 

When is Tioga State Bank open?

Tioga State Bank is open now. It will close at 4:00 p.m.