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Americo Life, Inc

3.0
  • Auto Insurance
  • Kansas City, MO

About this business

InsuranceAuto Insurance

Location details

1055 Broadway Blvd, Kansas City, MO, 64105, United States

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WeekdayScheduleStatus
Mon8:00 a.m. to 5:00 p.m.
Tue8:00 a.m. to 5:00 p.m.
Wed8:00 a.m. to 5:00 p.m.
Thu8:00 a.m. to 5:00 p.m.
Fri8:00 a.m. to 5:00 p.m.
SatClosed
SunClosed
3.0463 reviews
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Edna T's profile image
Edna T 
2 months ago

*Unreasonable delay in life Insurance Payout despite providing the required documents* **** * policy ****567445 My experience with Americo Life Inc has been extremely frustrating and disappointing. My husband passed away on July 7, 2025, and I filed the life insurance claim on July 28, 2025. Americo confirmed that they received all required documentation, yet as of October 2025, they have still not released the life insurance payment. I’ve followed up multiple times and have been given no clear explanation for the ongoing de... read more

Business response:

We’re sorry to hear about your experience. Your concerns are important to us, and we’d like the chance to review your situation further. Please contact us directly at regulatory.********************** with your full name, policy number, and preferred contact information so we can work toward a resolution. Thank you for allowing us to assist you. 

Jay M's profile image
Jay M 
2 months ago

Universal Life policy written 1988 at $60/month. Now asking $229/month since the COI has consumed the cash value of the policy. All payments were drafted on time across the entire period. That $60/mo is far better invested in most any respectable index ETF than these insurance shysters. Lesson - do NOT buy insurance from freelance door to door sales people. Lesson - do NOT buy insurance from Americo or any of their related companies Fact: Americo will consume your policy value with made-up cost of insurance figures over t... read more

Business response:

We’re sorry to hear about your experience. Your concerns are important to us, and we’d like the chance to review your situation further. Please contact us directly at *********************************with your full name, policy number, and preferred contact information so we can work toward a resolution. Thank you for allowing us to assist you. 

Ted G's profile image
Ted G 
2 months ago

They prey on new and inexperienced homeowners , they call you saying that they are from the state underwriters offering mortgage insurance, making you believe that it’s the actual state calling but they are just plain old life insurance sales people, when you try to call customer support your caller 100 something waiting to speak to someone so getting a hold of them is a nightmare, the reviews speak for themselves , the guy that scammed me is named ****** ********* be aware of his misleading sales tactics 

Diossanta R's profile image
Diossanta R 
3 months ago

I purchased a costly life insurance policy after a convincing broker sold me on it. After 3½ years of payments I researched the company and found many negative reviews — most positive reviews appeared to be from new customers. I tried for three weeks to speak with a live representative to discuss my concerns. I received only automated responses and emails directing me to surrender the policy, which would cost me over $10,000. No one ever took the time to explain or address the poor reviews or my questions. The lack of transp... read more

Bobbie S's profile image
Bobbie S 
3 months ago

Call Americo about veterans life insurance. The quote they quoted me was less than what was taken out of my account. Called the gentleman that I talked to and he informed me that he no longer worked for the company. Tried to contact them for a week and there were always between 150 and 180 calls in front of me. Finally got to talk to someone to cancel insurance and was told that they couldn’t put money directly into my account would send me a check and I would have to wait 20 days from the day the money was being taken from ... read more

Business response:

Hello, we apologize for the negative experience you've had. Can you please contact us directly with your policy number and the best contact information to reach you at. If you prefer to contact us directly please submit a correspondence to *********************************. Thank You for allowing us the opportunity to assist you. 

Susan A's profile image
Susan A 
4 months ago

My agent had never sent me my policy, but continues to make bank withdrawals. I have no information to give to my family on how to collect on my life insurance policy. My agent never responds to my many correspondences. 

Business response:

Hello, we apologize for the negative experience you've had. Can you please contact us directly with your name, date of birth and the best contact information to reach you at. If you prefer to contact us directly please submit a correspondence to *********************************. Thank You for allowing us the opportunity to assist you 

Osvaldo C's profile image
Osvaldo C 
4 months ago

Americo Life Inc a complete scam. I never agreed to this type of policy, i am just now noticing a charge on my account. they have been charging me up to 4k total. I need this canceled out and full refund. this is not what i signed up for. Some named ****scammed me into this. going online and cant cancel, I've sent email and phone calls trying to cancel this out and nothing seems to work. This needs to be canceled out and full refund. 

Charles R's profile image
Charles R 
4 months ago

I wanted to give this company zero stars. I am still waiting on receiving some sort of a refund for a policy I paid, I am almost positive for two months. I haven't heard back from the one main agent, who set up the life insurance. If it is like this waiting on a refund, I can only imagine how it would be to wait on a pay out, for someone passing away. I mean this is ridiculous! I am going to look at my bank account to see how much I did pay this company. I don't know what else to do. The agent said he would take care of canc... read more

Paige W's profile image
Paige W 
5 months ago

1 star is being generous! Trying to cancel a policy and keep getting the run around. That's even if you can actually get someone to talk to you. Seems like no one there knows how to do this. I will Definitely let others know not to use this company. Looks like I am not the only one! Should of came here first before getting a policy with them! Hello, we apologize for the negative experience you've had. Can you please contact us directly with your policy number and the best contact information to reach you at. If you prefer to... read more

Frequently asked questions about Americo Life, Inc

How is Americo Life, Inc rated?

Americo Life, Inc has a 3 star rating with 463 reviews. 

When is Americo Life, Inc open?

Americo Life, Inc is closed now. It will open tomorrow at 8:00 a.m.